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We specialize in the needs of the medical profession, so we know your business. Let us demonstrate the difference that individual attention can make. To talk to an experienced, knowledgeable banker who understands your personal and professional financial needs, contact an account officer at any of our 10 offices.
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Customized Lending. Our experienced bankers can guide your startup, spin-off or expansion with construction loans, permanent financing for income-producing properties, and equipment leasing. We also tailor lines of credit to your specific needs. All of our decisions are made locally by bankers who have experience meeting the financial requirements of the medical profession. |
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Cash Management. We offer several ways to facilitate investments, enhance funds availability, and streamline your practice’s operating efficiency, including Sweep Accounts and Money Desk services. |
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Commercial Online Banking. Make real-time account inquiries and download data into financial management software applications. You can also make important everyday financial transactions, including funds transfers, stop payment and wire transfer requests, and ACH originations. Commercial WebPay is also available for $12 per month with unlimited usage. |
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Savings. We can provide your practice with a full range of products and services, including the Market Index Account—a liquid, tiered account with competitive earnings rates indexed to the Money Fund ReportTM, certificates of deposit, and Simplified Employee Pension Plans (SEPs). |
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Minaret Diamond Account. For HCMA members, we will waive the qualifying requirements and fees on our most valuable personal account package, which features checking accounts, Visa® Check and Platinum cards, overdraft protection, Personal Online Banking and WebPay, free ATM transactions, and a number of other courtesy fee waivers. |
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Professional Lending Services. Benefits include personal lines and loans tailored to your requirements. Also available are residential lending services and our Permanently Prime Home Equity Line of Credit. |
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Wealth Management. We have a full spectrum of investment management and trust services available and a staff of knowledgeable professionals with unrivaled experience to help you achieve your goals. |
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