Our Prime Home Equity Credit Line is exactly what the name suggests: a readily available resource with an annual percentage rate based on the prime rate. And unlike other banks, there are no closing costs, annual fees or membership fees. You may be eligible for significant tax benefits, which we encourage you to discuss with your tax advisor. To apply, call or visit any of our offices.

the bank of tampa prime home equity credit line at a glance
  		• Annual percentage rate equal to the prime rate (Subject to a minimum APR of 4.25%)
  		• Minimum credit line of $25,000
  		• A maximum loan to value ratio of 80%
  		• Instant access to funds just by writing a check for $100 or more
  		• 10-year draw period
  		• No application or membership fees
  		• No closing fees on credit lines
  		• Overdraft protection for your checking account
  		• Fixed rate option available

    To apply, call or visit any of our offices. Personal service can be a powerful experience.





    Subject to credit approval. The APR may change and is based on The Wall Street Journal prime, subject to a minimum APR of 4.25%. The Wall Street Journal prime is 3.25% as of January 6, 2009. The maximum APR is 18%. The Bank of Tampa will pay all bank-required closing costs on Prime Home Equity Credit Lines. There is a $100 conversion fee charged for the establishment of each fixed rate loan option. Property and flood insurance may be required. Available to consumers living in the greater Tampa Bay area, which includes Hillsborough, Pinellas, Pasco, Manatee and Sarasota counties. The line of credit must be secured by a first or second mortgage on the borrower’s principal residence or their second/vacation home (excluding investment/rental property). Maximum loan to value ratio of 80% on first $1 million of home valuation; 70% maximum loan to value on amount of home valuation in excess of $1 million.
    Home About Us Community Profile Offices
    Services for Law Firms Services for Physicians Services for CPAs Wealth Management
    Home Mortgages International Banking Personal Financial Services Commercial Financial Services
    Career Opportunities Privacy Notice Client Protection