Our Permanently Prime Home Equity Credit Line is exactly what the name suggests: a readily available resource with an annual percentage rate set permanently at the prime rate. And unlike many other banks, our Permanently Prime Home Equity Credit Line has no tricky teaser rates that look appealing, but increase over time. You’ll also find our lack of tiered rates, draw down requirements, and fees quite refreshing.

the bank of tampa permanently prime home equity credit line at a glance
  		• Annual percentage rate permanently equal to the prime rate
  		• Minimum credit line of $25,000
  		• No tricky tiered rate structure
  		• A maximum loan to value ratio of 89%
  		• Instant access to funds just by writing a check for $100 or more
  		• 10-year draw period
  		• No application or membership fees
  		• No closing fees on credit lines
  		• Overdraft protection for your checking account
  		• Fixed rate option available

    To apply, call or visit any of our offices. Personal service can be a powerful experience.





    Subject to credit approval. The APR is based on The Wall Street Journal prime, may change, and is 6.00% as of January 31, 2008. The maximum APR is 18%. The Bank of Tampa will pay all bank-required closing costs on Permanently Prime Home Equity Credit Lines. There is a $100 conversion fee charged for the establishment of each fixed rate loan option. Property and flood insurance may be required. Available to consumers living in the greater Tampa Bay area, which includes Hillsborough, Pinellas, Pasco, Manatee and Sarasota counties. The line of credit must be secured by a first or second mortgage on the borrower’s principal residence or their second/vacation home (excluding investment/rental property). Maximum loan to value ratio of 89% on first $1 million of home valuation; 75% maximum loan to value on amount of home valuation in excess of $1 million.
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